Why are all webshops now suddenly having to implement 3D secure?

From September 14, 2019 an PSD2 rule will come into force, namely the Strong Customer Authentication or SCA. Back in 2015, the EU decided they wanted to implement initiatives, which would make it more difficult to commit fraud on someone else’s card. The SCA step means that you (as a card holder) will have to identify yourself with an extra step in a payment process. On practical terms that means 2 of 3 methods: Something you are (e.g. Touch ID, Face Detection, Iris Scan). Something you know (e.g. a static login/password or a PIN) Something you have (e.g., a card…

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